Generate a top-down monthly budget with desired savings given various expense categories such as housing, car and shopping. Top-down budget saves you time and provides a ball park allocation of funds for various expenses. The budget is drawn from recommended guidelines of various governmental and financial instutions. Refine it per your needs and see suggestions for reduced spending. The budget is estimated from tried and tested methods and/or recommended guidelines of various governmental and financial instutions. Some sources are cited below.
We draw a comparsion with existing applications and calculators, and highlight key differentianing factors. Presently, people with regular income or salaries will immediately find mybudget useful.